What's New

A five-step wizard builds your starter plan: pick goals from templates or add your own, set budgets for your main spending categories, and split a budget into sub-buckets. Or describe what you are saving for in plain language and Ellie drafts the whole plan — nothing is saved until you confirm it.

One walkthrough runs across both pages, opening the real create and edit forms and showing what a surplus month, a tight month and a deficit each look like. It runs on an example account, so nothing on screen is yours and nothing you press is saved. Start or replay it from the ? button in the page header of either page.

Pricing is now a page of its own, listing every plan and the trial terms currently on offer, read from the same records checkout charges. Also new: how the Financial Health Score is calculated, goal-based versus category-based budgeting, a financial planning glossary, and a page on what Ellie does and does not do.

Journal pagination now uses real links instead of JavaScript, so every published article can be reached — including ones that had become unreachable. Articles also gained tag pages, breadcrumbs and related-article suggestions.

Closing a tour invitation with Escape, the X or a click outside it no longer counts as declining it — the offer comes back the next time you open that page. Only the "Not now" button dismisses it for good. The setup wizards also gained an explicit "Skip for now".

A brief database error while loading an article used to render the "article not found" page, and that page could stay cached for up to an hour. A failed read now surfaces as an error instead of hiding an article that exists.

Set savings and payoff goals, then build a monthly allocation plan that splits your leftover cash across them — with budgets and AI suggestions to help you decide.

Step-by-step tours of My Financial Health and My Money Overview, deep dives inside each editor panel, and a repeatable setup wizard for your spending categories. Replay a tour any time from the ? button in the page header.

Describe what you want in plain language and the assistant proposes the changes. Nothing is saved until you confirm each item.

Snap a photo of a policy or loan statement during the coverage conversation and AI reads the details for you to review and confirm.

Create your own income and expense categories with custom names, colors and subcategories, and let an AI scan re-sort your existing transactions into them.

One button on the Transactions tab runs the categorize and rename passes back to back across your whole history, with a progress bar, and keeps going if you navigate away. Elenvo also offers it right after you link a bank.

Setup now opens with what you want to work on, merges income and spending into one cash-flow step, links several accounts at once, and stops the same money being counted twice. Any money step can wait — you can finish it later in Settings.

Transactions now has a dedicated tab with an edit dialog, a switch to include or exclude any transaction from your totals, bulk renaming of same-name merchants, and full history loading.

Loans and credit lines picked up from linked accounts now feed the Debt dimension of your Financial Health Score, and you can enter a real monthly payment instead of letting Elenvo estimate one.

Renamed across the app for clarity: My Financial Health, My Money Overview, Family Protection, Ask Ellie, and Talk to an Advisor. Old links redirect automatically.

Start a free trial, then upgrade, change or cancel your plan yourself from account settings.

Upload an insurance policy or loan statement and AI extracts the coverage amounts, interest rate and terms to prefill your inputs.

Smart alerts now open a detail view showing the transactions behind them plus a streamed explanation of why the alert fired.

The insurance conversation now ends with a review screen listing every policy, debt and asset it picked up, so you correct or delete anything wrong before it is saved. Multiple policies per line are supported, and each one can be tied to the car or home it actually covers.

Manually entered assets and debts now fold into net worth everywhere — the overview, Ellie's answers and the dashboard — instead of only where they were entered.

Credit-card payments, refunds and internal transfers no longer double-count as income or expense, and you can exclude any transaction by hand.

Fixed AI categorization failures on large batches, added a one-click pass over every uncategorized transaction, and corrected the monthly trend chart.

Your AI advisor gained conversation history, favorites, a full-window layout, and personalized suggestions drawn from far more of your financial data.

A guided discovery conversation replaces the old form, with a coverage map across seven lines of insurance and per-line scoring that feeds your health score.

Automatic alerts for spending spikes, subscription creep, budget overruns and coverage gaps — each one dismissible or snoozable.

Paid plans went live with Stripe checkout, coupon support and a billing section in settings.

Link Canadian bank accounts and see amounts in USD or CAD throughout the app.

Every app and public page was re-laid out for phone widths, including charts, tables and dialogs.

A new homepage and a matching redesign of every public page. The blog moved to /journal, and old blog links redirect there.

The transactions table gained pagination, multi-field filtering and sorting, so long histories are actually navigable.

Deleting your account now starts a grace period during which you can still recover it, before everything is permanently removed.

Re-linking a bank no longer creates duplicate accounts, and Capital One balances now import correctly.

Elenvo has been rebuilt from the ground up with a modern tech stack for faster load times, better reliability, and a smoother experience.

New sidebar navigation on desktop and bottom tab bar on mobile for quicker access to all features.

Upgraded to cookie-based authentication for stronger security and seamless session handling across tabs.

Securely connect your bank and brokerage accounts to automatically pull in balances and transaction history for a more accurate rollover analysis.

Your account settings now save automatically — no more hunting for a save button. You'll see a brief confirmation each time a change is saved.

Refined colors and styling across the entire app for a cleaner, more consistent look and feel.

Added behind-the-scenes logging for sensitive account actions to help keep your data safe.

Manage your profile, change your password, link Google accounts, enable two-step verification, view login activity, export your data, and set notification preferences — all in one place.

A new 0–100 score on the Transaction Overview page rates your overall financial health with personalized tips for improvement.

Automatically clean up confusing bank transaction names into clear, readable descriptions using AI — works on individual or bulk transactions.

New mini charts and monthly averages on stat cards, a color-coded savings progress bar, and a new cash flow chart option for a clearer picture of your money.

Click legend items on the Monthly Trend chart to show or hide categories. Long category lists are now scrollable.

Added extra safeguards to ensure all AI-generated content and charts display safely and securely.

Completely rebuilt the Transaction Overview page with improved cash flow visualizations and a cleaner layout for tracking your finances.

AI chat responses now display with clear formatting — headings, lists, bold text, and more — making them much easier to read.

The chat panel now collapses when you click outside and re-expands when you focus on it, keeping your workspace clean.

Improved the mobile menu with smoother animations and more reliable touch interactions.

Blog pages now load noticeably faster with smoother transitions and cleaner layouts.

Fixed an issue where the mobile menu could appear at incorrect screen sizes.

Generate personalized 401(k) rollover recommendations with tax analysis, comparing Traditional IRA, Roth IRA, and employer plan options.

Connect with licensed financial advisors for one-on-one consultations to review your rollover plan.

All your data is protected with industry-standard encryption and hosted on independently audited, secure infrastructure.